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Innovative Home Equity Solutions
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Discover TapEquity's Innovative Home Equity Solutions
At TapEquity, we specialize in innovative home equity products that empower homeowners and investors to achieve their financial goals. Whether you're looking to renovate, invest, or simply access your home's equity, we have a solution tailored for you.
Homeowner Solutions
Access your home's equity with flexible options designed for various financial needs.
Investor Options
Leverage your property investments with specialized products for maximum returns.
Financial Tools
Utilize our range of products to meet your unique financial goals and aspirations.
FlexLine HELOC: Your Equity, Your Way. Close as Fast as 5 Days!
The FlexLine HELOC offers flexibility and control, enabling you to access your home equity with competitive terms and a streamlined digital application. Perfect for primary residences, second homes, and investment properties, it ensures you have the financial tools to make your next big move.
Loan Amounts
$25,000 - $500,000, providing a wide range to suit various needs.
CLTV
Up to 90% (based on credit score), maximizing your borrowing potential.
Flexible Draw Terms
10-year interest-only period followed by a 20-year amortization for manageable repayment.
No Prepayment Penalties
Repay early without penalties, giving you financial freedom.
Ready to access your equity with ease? Apply for your FlexLine HELOC today or book a consultation!
EquityBoost Loan: Lump Sum Simplicity
The EquityBoost Loan is designed for those who want a fixed-rate solution to unlock a lump sum from their home's equity without refinancing their first mortgage. Enjoy predictable payments and peace of mind.
Fixed Terms
Choose from 10, 15, 20, or 30 years for long-term stability and planning.
Loan-to-Value Options
Up to 90% CLTV (credit score dependent), maximizing your borrowing capacity.
Property Eligibility
Available for Primary and Second Homes, catering to different property types.
Manual Underwriting
Thorough, personalized evaluations ensure the best terms for your situation.
Take control of your finances with stable, predictable payments. Apply for an EquityBoost Loan today or if you have questions then book a consultation!
RenovatePlus HELOC: Empower Your Dream Home
The RenovatePlus HELOC uses your property's future value post-renovation to maximize your borrowing power. It's ideal for large-scale home improvement projects like additions, remodels, or outdoor upgrades.
Future Value Borrowing
Borrow up to 95% of your home's After-Renovation Value (ARV), unlocking more funds for your project.
Substantial Loan Amounts
Access $50,000 - $500,000, perfect for significant home improvements and renovations.
Flexible Repayment
Enjoy interest-only payments during a 10-year draw period, followed by 20 years of repayment.
Wide Property Eligibility
Available for single-family homes, townhomes, ADUs, and warrantable condos.
Turn your house into your dream home. Apply for the RenovatePlus HELOC now or if you have questions about this program then book a free consultation!
FreedomLine Reverse 2nd Mortgage: Equity Without Payments
The FreedomLine Reverse Mortgage lets you access your home's equity without monthly payments, giving homeowners aged 55+ the flexibility to meet their financial needs while maintaining their existing first mortgage.
Fixed Rate
8.99% for financial predictability and stable planning.
Flexible Loan Amounts
Access between $50,000 and $4,000,000, catering to a wide range of equity needs.
No Monthly Payments
Enjoy financial freedom without the burden of regular payments.
Streamlined Qualification
Simplified options for borrowers with strong credit profiles.
Gain financial freedom with no monthly payments. Learn more about the FreedomLine Reverse Mortgage today by booking a consultation or start the application process!
ProLine Equity: Designed for Entrepreneurs & Business Owners
The ProLine Equity loan caters to self-employed individuals and property investors with flexible documentation options and high CLTV ratios. Access equity confidently with terms that align with your entrepreneurial lifestyle.
Generous Loan Amounts
Borrow up to $600,000 to fund your business ventures or property investments.
Flexible Documentation
Choose from bank statements, P&L statements, or WVOE to verify your income.
High CLTV Options
Access up to 90% CLTV, maximizing your property's equity potential.
Diverse Property Types
Available for primary residences, second homes, and investment properties.
Tailor your financing to your lifestyle. Apply for the ProLine Equity loan today or book a consultation!
SharedEquity Program: Your Future, Your Choice
The Shared Equity Program offers a modern way to access your home's equity without taking on debt or monthly payments. Empower your financial goals while maintaining control over your home.
  • Flexible Cash Access
    Receive a lump-sum payment upfront, based on a percentage of your home’s current value, to use as you see fit—no interest or recurring payments.
  • No Debt Solution
    This is not a loan. You retain ownership and avoid additional debt while unlocking the financial flexibility you need.
  • Customizable Terms
    Choose how much equity to access and decide when to settle, up to 10 years later.
  • Eligibility for All Property Types
    Available for primary residences, second homes, and rental properties, catering to diverse homeowner needs.
  • Improvement Adjustments
    Keep the full value of any home improvements you make, preserving the benefit of your investments.
Take charge of your finances without compromising your future. Minimum credit score is 500. Apply for the SharedEquity Program today or book a consultation to learn more!
Cash-Out Refinance: Flexible Funds, Your Way
The Cash-Out Freedom Loan is tailored for homeowners looking to access their equity for major expenses, investments, or debt consolidation. Refinance your mortgage and unlock cash with competitive rates and flexible options.
Customized Terms
Select a term length that fits your goals—options include 15, 20, or 30 years.
Generous Loan-to-Value Limits
Borrow up to 85% of your home's appraised value, offering substantial cash-out potential.
Property Flexibility
Available for Primary, Second Homes, and Investment Properties to suit a variety of needs.
Streamlined Underwriting
Simplified, efficient approvals mean less waiting and more access to your funds.
Secure the cash you need while enjoying flexible terms and competitive rates. Apply for a Cash-Out Refinance today or book a free consultation to explore your options!
Unlock Your Home's Potential with TapEquity
TapEquity offers a comprehensive suite of home equity solutions designed to meet the diverse needs of homeowners and investors. From the flexible FlexLine HELOC to the lump sum simplicity of the EquityBoost Loan, the future-focused RenovatePlus HELOC, the payment-free FreedomLine Reverse Mortgage, and the entrepreneur-friendly ProLine Equity, we provide innovative ways to access your home's value. Our products feature competitive rates, flexible terms, and streamlined processes to ensure you can achieve your financial goals efficiently.
Take the next step towards financial empowerment. Explore our products, book a consultation with our experts, or start your application today. With TapEquity, you're not just accessing equity – you're unlocking possibilities for a brighter financial future.
Take the Next Step with TapEquity
Whether you're renovating, investing, or accessing your equity, TapEquity is here to help. Our range of innovative products is designed to meet diverse financial needs and goals. From flexible lines of credit to fixed-rate loans and specialized options for entrepreneurs and seniors, we have a solution tailored for you.
1
Explore Options
Review our product lineup to find the best fit for your financial needs.
2
Free Consultation
Speak with our experts to get personalized advice and guidance.
3
Apply Now
Start your application process and move closer to achieving your financial goals.
Book a free consultation or apply now to unlock the full potential of your home equity!
Why Impact Home Loans Team
Established in 2019, our mission is to provide the lowest possible mortgage rates combined with exceptional customer service. We partner with 50+ lenders which allows us to offer tailored solutions to help you secure financing even if you have been turned down by the big banks or credit unions.
James Frazier
CEO
NMLS #232428
16+ Years Mortgage Experience
Jess Kalra
CFO
NMLS #376550
16+ Years Mortgage Experience
Robert Sinohue
CTO
NMLS #246866
30+ Years Mortgage Experience
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Some or our Lender Partners
TapEquity dba of Impact Home Loans Inc. 101 Ygnacio Valley Rd. Suite 108, Walnut Creek CA 94596 NMLS #1849746 | CA DRE License #02092673 | Nevada MLD License #5443 | Oregon License #1849746 | info@impacthomeloans.com | NMLS Consumer Access | Privacy Policy | Terms of Use
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